How It Works

You have selected to begin a new vehicle loan application. Prior to beginning the loan application process, please take a moment to register your email adress and create a user account by selecting "Register Here" in the "Quick Links" menu box.

Click the New Application button below to get started!

IMPORTANT BORROWER INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our Privacy Policy and federal law.

Here's an overview of how simple and easy it is to apply online with 1st National Bank of Scotia. Please take a moment to read the Getting Prepared page to see what documents will be helpful to complete your loan application quickly and easily.

Begin Application- Begin by giving us some general information about your vehicle financing needs.

Borrower Information - You can securely provide information about yourself and others who will be applying for the loan. We require general information for each applicant, including Social Security numbers, so we can gather credit information to accurately evaluate your financing needs.

Employment/Income/Assets - We gather general information about your employment, income you receive, and information for other assets such as savings and checking accounts.

Vehicle and Loan Information - We ask for information about the type, amount, and term of vehicle loan you would like. We also ask for information regarding the vehicle you are purchasing or refinancing, a trade-in vehicle (if applicable), and an existing loan or lease if you are refinancing a loan or buying out a lease.

Submit - The final step of the application process!