How It Works

You have selected to begin a new personal loan application. Prior to beginning the loan application process, please take a moment to register your email adress and create a user account by selecting "Register Here" in the "Quick Links" menu box.

Click the New Application button below to get started!

IMPORTANT APPLICANT INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The information you provide is protected by our Privacy Policy and federal law.

Here's an overview of how simple and easy it is to apply online with 1st National Bank of Scotia. Please take a moment to read the Getting Prepared page to see what documents will be helpful to complete your loan application quickly and easily.

Begin Application- Begin by giving us some general information about your financing needs.

Borrower Information - You can securely provide information about the borrower(s) who will be applying for the loan. We require general information for each borrower, including Social Security numbers so we can gather credit information to accurately evaluate your financing needs.

Employment/Income - We gather general information about your employment and income.

Submit - The final step of the application process!